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Rates & Insurance

Insurance Companies that we are an in-network provider for:

Carefirst/Blue Cross Blue Shield

For the insurance companies that are listed above, since I am contracted with them, if you are covered under their insurance then I will only accept the copay for each session and bill them accordingly.  Please let me know if your insurance changes during the course of treatment.

Our rates for out of pocket or out of network insurance holders are:

$150 for the initial therapy session
$150 per regular 60-minute session
$250 for a 90 minute therapy session
$150 per intake/assessment 

If we are not in your insurance plan:
Insurance Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

Do I have mental health insurance benefits?
Does my insurance accept out of network providers? (I may not be in your network.)
What is my deductible and has it been met? How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session? Does my insurance pay for group therapy?
What is my copay? (Usually paid to me each visit by the client.)
Is approval required from my primary care physician?

Reduced Fee and Sliding Scale Fee Reduced fee services are available on a limited basis.
We are willing to talk about your situation to work something out. we may require you to provide proof of your financial situation. A sliding scale fee or reduced fee must be agreed upon prior to the first therapy session.

Payment Forms Accepted:
Cash, check and all major credit cards accepted for payment.  At this time, we don't take Health Savings Plans.

Copays or full payments
If you don't have insurance must be paid each session.

Clients with Out of Network Benefits or PPO Plans
In some circumstances, we may not be listed on your insurance plan and I may be considered an out of network provider. If you would like to see us for therapy, you will need to confirm with your insurance company that you have either out of network benefits or a PPO plan, which are the same thing. It is recommended that you also find out what your deductible is for your insurance company and how much you have paid down your deductible. If still owe all or part of your deductible, then you will owe us the full payment for sessions until the deductible is paid. we will provide you with a claim that you send to your insurance company as proof that you have paid towards your deductible. After the deductible is met, then we will bill you just your copay and then, bill the insurance for the rest of the owed amount.

If your insurance company doesn’t pay for sessions within 30 days, then you are responsible for paying us in full for all amounts owed to us. At that time, we will mail you a bill. If it is not paid within 10 days, then 2% interest will be charged for each day late. If in the event that 10 days have passed since the missed session and it has not been paid, then we will take the matter to small claims court.

Cancellation Policy
If you do not show up for your scheduled therapy appointment and you have not notified us at least 24 hours in advance, you will be required to pay the full cost of the session. We will make sure your appointment is scheduled for the next week in the same time slot unless we make other arrangements. If cancellations take place two weeks consecutively and a prior arrangement hasn't been made, then we may not hold your regular time slot and we may close your file.

If you fail to pay for the missed session, then we will bill you a 2% late charge per day that the fee is not paid. If in the event that 10 days have passed since the missed session and it has not been paid, then we will take the matter to small claims court.

Payment Agreement:
We require that all clients provide us with a valid bank card or credit card number to be placed on file for billing purposes. In the event that a copay is owed or other balance is outstanding, the card will be charged.